Many people who have substantial income every month, but almost every month, they feel deprived or run out of money. Conversely, many people whose income is arguably a mediocre but they almost never feel out of money.
Well, in this case we will discuss about management money for personal and family. It is good to manage personal finances, family, or organization is not easy.
Steps should be taken to manage our finances, to avoid financial problems is to distinguish and classify the treasures that we have, among others, revenue, business, investment, and savings. Why? because then we can use the money as needed. Breaks way possible to create a different account.
Revenue
For most of your income could be set aside for savings or investments, and some use for your expenses.
Business
Savings for businesses not to be used for personal or other interests besides business interests, it is to support the smooth running of your business.
Investment
Your investment can be gold, houses, land, etc.. Do not use your investment funds for personal use unless it is very important and even then use the profits from your investments, do not use all of it.
Savings
Saving is a very important property. Add the balance of your savings, minimizing the reduction in the balance. Do not use the money savings unless there is a very important example of death, school, etc..
In addition to the steps mentioned above, you should be able to control your spending so you do not consumptive and tend to spend money on something unnecessary. You also have to be berhidup efficient, so you?re not spending too much. If you can control yourself and do the steps mentioned above, your finances will definitely go well. May be useful for you all.
Source: http://bigbanguk.com/personal-finance-manages-the-good.html
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